The National Pension Commission (PenCom) is gearing up to unveil major pension changes for Nigerian Police officers under the Contributory Pension Scheme (CPS) that, if approved by President Bola Tinubu, would allow retired officers to receive their full final salary as a lifelong monthly pension. Gratuity would be increased to 200% of annual emoluments. The government’s monthly pension contribution for serving police would double from 10% to 20%, while officers’ contributions remain at 8%.
The reforms aim to raise Retirement Savings Account (RSA) balances, boost payouts and secure long-term financial stability for police retirees, addressing long-standing complaints about low pensions under the CPS. Police pensioners have often reported receiving just ₦30,000–₦80,000 monthly and have compared their treatment unfavorably with exempted security services (military, DSS, intelligence), which enjoy better pension arrangements.
PenCom and labour leaders argue that strengthening the CPS is a more sustainable path than removing the police from the scheme, and have recommended improved welfare packages, revised pension calculations and supplementary benefits to ensure transparency and fiscal stability. The proposal follows President Tinubu’s 2025 approval of a N758 billion federal bond used to clear pension arrears and raise monthly payments. Observers say approval of the package would restore retirees’ confidence, improve serving officers’ morale, and signal greater recognition of the police’s role in national security.
